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With regards to Scheduled Commercial Banks, consider the following statements about Regional Rural Banks (RRBs) in India
1. RRBs are limited to a specific region comprising one or more districts of a State.
2. RRBs grant direct loans and advances only to small and marginal farmers.
3. The lending rate of the RRBs is always less than the prevailing rates of Indian Commercial Banks.
4. RRBs are functioned under the supervision of Security Exchange Board of India.
Which of the statements given above are correct?
A) 1, 2, 3 and 4
B) 1, 2 and 3
C) 2 and 3
D) 3 and 4
Correct answer:
B) 1, 2 and 3
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