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71). Which of the following is not a part of Schedule Banking Structure in India?
A). Money lenders
B). Public Sectors Banks
C). Private Sectors Banks
D). State Co-operative Banks
72). Consider the following statements
1. In Indian Commercial Banking System, the number of the Non scheduled Bank is more than the Scheduled Banks.
2. The Non-Scheduled Banks in Indian Commercial Banking System are even less than a dozen in number.
Which of the statements given above is/are correct?
A). Only 1
B). Only 2
C). Both 1 and 2
D). Neither 1 nor 2
73). What is Repo Rate?
A). It is the rate at which RBI sells government securities to banks.
B). It is the rate at which RBI buys government securities from banks.
C). It is the rate at which RBI allows small loan in the market.
D). None of the above
74). With reference to Indian economy, consider the following statements
1. The Lead Bank Scheme was started towards the close of 1980.
2. The Lead Bank Scheme was aimed to bring a balanced regional development in the country.
Which of the statements given above is/are correct?
A). Only 1
B). Only 2
C). Both 1 and 2
D). Neither 1 nor 2
75). Open market operations of Reserve Bank of India refers to
A). trading in securities
B). auctioning of foreign exchange
C). transaction in gold
D). None of the above


76). Which one of the following banks can be included in the Scheduled Commercial Banking System of India?
A). Regional Rural Banks
B). Private Sector Banks
C). Foreign Banks in India
D). All of the above
77). In India, the interest rate on saving accounts in all nationalised banks is fixed by
A). Union Minister of Finance
B). Union Finance Commission
C). Indian's Banker Association
D). None of the above
78). Which one of the following committee was constituted by the RBI to study issues and concerns in the micro-finance sector?
A). M Narsimham Committee
B). S Janikiraman Committee
C). Chakarvarti Committee
D). YH Malegam Committee
79). Which of the following is the most important component of the liabilities of commercial bank in India?
A). Time deposits
B). Demand deposits
C). Inter bank liabilities
D). Other borrowings
80). With reference to India consider the following
1. Nationalisation of banks
2. Formation of Regional Rural Banks
3. Adoption of village by bank branches
Which of the statements given above are correct about the Indian banking System?
A). 1 and 2
B). 1 and 3
C). 2 and 3
D). 1,2 and 3
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