Bank Exam-RBI Grade B





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Directions (1-5) : Study the following information carefully and answer the given questions.
Data regarding number of graduates studying various courses in University A and that in University B in the year 2001.

(Note : Universities A and B offer courses in six Courses only, namely Commerce, Science, Engineering, Arts, Management and Law.)

  • In University A, Graduates in commerce, science and engineering together constituted 60% of the total number of graduates (in all the given six courses together). Graduates in Arts, Management and Law were 1300, 1440 and 860 respectively. Commerce graduates were 25% more than that of engineering graduates. Management graduates were 20% less than that of science graduates.
  • In University B, commerce graduates were 10% less than the commerce graduates in University A.
  • In University B, management graduates were 900 and they constituted 12% of the total number of graduates (in all the given six courses together). Also management graduates were 40% less than that of science graduates. Total number of graduates in engineering and arts together were double the total number of graduates in management and law together.

1. What is the difference between the total number of graduates in management and law together in University A and that in the same courses together in University B ?


2. 3/4th of the number of arts graduates in University A were female. If the number of female arts graduates in University A is less than that in University A by 175, what is the number of male arts graduates in University B?


3. What is the respective ratio between the total number of graduates in engineering and commerce together in University A and that in the same courses together in University B ?


4. Number of science graduates in University B is what percent less than that in University A ?


5. Total number of graduates (in all the given six courses together) in University A, was what percent more than that in University B?


6. Amit and Sujit together can complete an assignment of data entry in 5 days. Sujit's speed is 80% of Amit's speed and the total key depressions in the assignment are 5,76,000. What is Amit's speed in key depressions per hour if they work for 8 hours a day ?


7. Area of a rectangle is 96 m2 When the length of the same rectangle increased by 6 m and the breadth decreased by 3 m, then the area of the rectangle decreases by 30 m2. What is the perimeter of a square whose sides are equal to the length of rectangle ?


8. A vessel contains a mixture of milk and water in the respective ratio of 3 : 1. 32 litre of mixture was taken out and replaced with the same quantity of milk so that the resultant ratio between the quantities of milk and water in the mixture was 4 . : 1 respectively. If 10 litre of mixture is again taken out from the vessel, what is the resultant quantity of water in the mixture ? (in litre)


9. A 476 m long moving train crosses a pole in 14 sec. The length of a platform is equal to the distance covered by the train in 20 sec. A man crosses the same platform in 7 m and 5 sec. What is the Speed of the man in m/s ?


Name of the Batsman Number if matches
played in the tournament
Average runs scored
in the tournament
Total balls faced
in the tournament
Strike rate
in the tournament
M 22 56 - -
N 18 - - 153.6
O - - 900 110
P - 36 - 84
Q - - - 140
R 24 51 1368 -

(i) Strike rate =  \( \large\frac{Total runs scored}{ Total balls faced} \) x 100
(ii) All the given batsmen could bat in all the given matches played by them.
(iii) Few values are missing in the table (indicated by  -- ). A candidate is expected to calculate the missing value, if it is required to answer the given questions, on the basis of the given data and information. 


10. The respective ratio between total number of balls faced by O and that by Q in the tournament is 5 : 3. Total number of runs scored by Q in the tournament is what percent less than the total number of runs scored by O in the tournament ?


11. Batsman M faced equal number of balls in first 11 matches he played in the tournament and last 11 matches he played in the tournament. If his strike rate in first 11 matches and last 11 matches of the tournament are 83 and 71 respectively, what is the total number of balls faced by him in the tournament ?


12. In the tournament, the total number of balls faced by batsman N is 402 less than the total number of runs scored by him. What is the average number of runs scored by batsman N in the tournament ?


13. What is the strike rate of R in the tournament ?


14. Mr. X invested a certain amount in Debit and Equity Funds in the ratio of 4 : 5 respectively. At the end of one year, he earned a total dividend of 30% on his investment. After one year he reinvested the amount including dividend in the ratio of 6 : 7 in Debt and Equity Funds. If the amount reinvested in Equity Funds was Rs.94,500/-, what was the original amount invested in Equity Funds ?


Direction (15-19): |~|In these questions, a number series is given. Only one number is wrong which doesn't fit in the series. Find out the wrong numbers.


15. 10 4 3 3.5 6 15 41


16. 5040 720 120 24 6 3 1


17. 140 157 193 242 310 395 497


18. 150 148 143 133 116 80 53


19. 5 4 6 15 56 285 1644


20. Three years ago, Raj's age was equal to the sum of the present ages of his one son and one daughter. Three years ago, the respective ratio between the ages of his daughter and his son that time was 12 : 13. If Raj's wife is 5 years younger to him and her present age is twice the present age of their daughter, what is the present age of their son ? (in years)


21. Fredrick after spending 20% of his monthly salary in buying electronic goods and 10% of the monthly salary in repair work of furniture, invested 30% of the remaining amount in fixed deposits. If he was left with Rs.18,963/-, how much is his monthly salary?


22. Boat A travels upstream from point X to point Y in 2 hours more than the time taken by Boat B to travel downstream from point Z to point Y. The distance between X and Y is 40 km and that distance between Y and Z is 24km. The speed of Boat A in still water is equal to the speed of Boat B downstream. What is the speed of Boat A in still water? (consider the speed of the current to be the same.


23. An equal sum is invested for seven years in Scheme A offering simple interest at x% p.a. and in scheme B for two years offering compound interest at 10% p.a. (compounded annually). The interest earned from scheme A is thrice of the interest earned from scheme B. Had the rate of interest been x-4% simple interest per annum in scheme A, the difference in the interest earned from both the schemes would have been Rs.700/ . What Was the sum invested in each of the schemes ?


24. In a village, 30% of the villagers belong to upper economic class. The number of villagers who belong to middle economic class are 3/2 of the number of villagers who belong to lower economic class. If 6860 villagers belong to lower economic class, what is the population of the village ?


25. A water tank has one inlet, A and One outlet, B. A takes 5 hours to fill the empty tank, when B is not open and B takes 8 hours to empty the full tank, if the tank is three fifth full, how much time will it take to fill the tank completely when both A and B are opened simultaneously ? (in hours)


Directions (26-30) : Refer to the pie charts and answer the given questions.

Distribution of total number of members (both male and female) in 5 health clubs in 2008 Total number = 4200

Distribution of total number of male members in 5 health clubs in 2008 Total number = 2400 


26. What is the central angle corresponding to the number of members (both male and female) in health club A.


27. What is the average number of female members in health clubs C, D and E ?


28. Only 50% of the members (both male and female) in health club E have lifetime membership. If the number of females in health club E who have lifetime membership is 44, what percent of male members in health club E have lifetime membership ?


29. What is the central angle corresponding to number of members (both male and female) in health club B ?


30. Number of female members in health club A is what percent less than number of male members in health club B ?


Directions (31-33) : |~|In these questions, a statement is given followed by two sets of conclusions numbered I and II. These statements show relationship between different elements. You have to assume the statement to be true and then decide which of the given conclusions logically follows from the information given in the statement.

Given answer :
(1) If neither conclusion I nor II is true.
(2) If either conclusion I or II is true.
(3) If only conclusion II is true.
(4) If both conclusion I and II are true.
(5) If only conclusions I is true. 


31. Statements:
\( B \le U > S \ge G \);
\( W \le S\);
\( W \ge M\);
Conclusion: I.\( G \le B \);
II.\( M > S\);


32. Statements:
\( K \ge B = N \le U \);
\( T \le N\);
\( P > U\);
Conclusion: I.P > K
II.\( T \le K\);


33. Statements:
\( B \le U > S \ge G \);
\( W \le S\);
\( W \ge M\);
Conclusion: I.M < U
II.\( G \le W\);


34. In which of the following expressions does the expression '\( Q \ge Z\)' definitely true?


Directions (35-39) :|~| Study the following information carefully and answer the given questions. When a word and number arrangement machine is given an input line of words and numbers, it arranges them following a particular rule. The following is an illustration of input and rearrangement (All the numbers are two-digit numbers).

Input : bear 24 binders brave 91 17 but 68 bailer 35 be 74
Step I : 19 bear 24 binders brave 17 but 68 bailer 35 74 be
Step II : 47 19 bear 24 binders brave 17 68 bailer 35 be but
Step III : 86 47 19 24 binders brave 17 bailer 35 be but bear
Step IV : 53 86 47 19 24 binders 17 bailer be but bear brave
Step V : 42 53 86 47 19 binders 17 be but bear brave bailer
Step VI : 71 42 53 86 47 19 be but bear brave bailer binders
Step VII is the last step of the above arrangement as the intended arrangement is obtained.

As per the rules followed in the given steps, find out the appropriate steps for the given input.
Input: tyre 71 tough 59 tip 82 13 thanks to 68 table 46 


35. If in the last step, '1' is added to each of the odd numbers and '2' is subtracted from each of the even numbers, then how many numbers multiple of '4' will be formed ?


36. If in step III, '28' interchanges its position with 'table' and '59' also interchanges its position with 'tip' then which of the elements will be to the immediate left of '46' ?


37. Which of the following combinations represents the third and the ninth element in second last step of the given input from the left end ?


38. Which element comes exactly between '59' and 'thanks' in Step II of the given input ?


39. Which element is third to the right of the one which is eighth from the right end in Step IV ?


Directions (40-41) :|~| Study the following information and answer the given questions.
D is the father of A. D is married to P. P is the mother of J. P has only one daughter. J is married to U. U is the son of L.


40. How is J related to L ?


41. How is A related to U ?


Directions (42-47) :|~| Study the following information carefully and answer the given questions.
Eight family members S, T, U, V, W, X, Y and Z are sitting around a circular table but not necessarily in the same order. Some of them are females and some are males. All of them are related to each other in the same way or the other. Some of them are facing the centre while some are facing outside (Le. opposite to the centre).

Only two people sit between T and W. T faces the centre. X sits second to the right of T. W is the wife of S. No female is an immediate neighbour of W. U is not an immediate neighbour of T. U is the daughter of W. Both the immediate neighbours of U face the centre. Only three people sit between S and U’s brother. X is not the brother of U. Neither S nor U’s brother is an immediate neighbour of X.  Z, the wife of T, sits to the immediate left of V. Both Y and S face a direction opposite to that of U (i.e. if U faces the centre then both Y and S face outside and vice versa). U’s husband sits second to the left of Y. T’s father sits to the immediate right of W.

T sits second to the right of S's father. Both the immediate neighbours of X are females.


42. How many people sit between T and S's father when counted from the right of T?


43. Who amongst the following sits exactly between Y and W when counted from the left of Y ?


44. Which of the following statements regarding T it definitely true ?


45. Who amongst the following sits exactly between X and S when counted from the left of X ?


46. Who amongst the following faces outside (it opposite to the centre ) ?


47. If it is given that Y is married to X. then what is the position of T with respect to Y's daughter-in-law ?


48. Read the following information and answer the question.
Company S has recently rented many apartments in building Y for providing office quarters to its employees. However, although many employees had requested the company to provide accommodation around six months ago, since the announcement of quarters last month, hardly any employee has signed up for the new facility. Which of the following may not be a reason for the employees' unwillingness to live in the apartments ?


49. Which of the following symbols should be placed in blank spaces respectively (in the same order from left to right) in order to Complete the given expression in such a manner that both 'W > R' as well as \( E \ge S\) definitely hold true?
W_E_A_R_S


Directions (50-52) : |~|In these questions, three statements are given followed by two conclusions numbered I and II. You have to consider the statements to be true . even if they seem to be at variance from commonly known facts. You have to decide which of the given conclusions, if any, follow from the given statements.

Give answer :

(1) If either conclusion I or II is true

(2) If neither conclusion I nor II is true

(3) If both conclusions I and II are true

 (4) If only conclusion I is true

(5) If only conclusion II is true


50. Statements : No hour is a day. All months are days. Some hours are calendars. Conclusions : I. No month is an hour. II. All calendars being days is a possibility.


51. Statements : Some comics are books. All comics are novels. No novel is an article. 
Conclusions :
I. Some novels are books.
II. All articles being books is a possibility.


52. Statements : No liquid is fluid. All solids are liquids. All gases are solids. Conclusions :
I.Atleast some solids are fluids.
II.All gases are liquids.


|~|

Seven people namely M, N, O, P. Q, R and S like seven different genres of music namely Classical, Hip Hop. Pop, Jazz, Opera, Rock and Electronica but not necessarily in the same order. Each person also works in the same office but at a different position on the basis of seniority namely Trainee (TE), Assistant Manager (AM), Manager (MG), Senior Manager (SM), Chief Manager (CM). Executive Director (ED) and Director (DR) but not necessarily in the same Order.

(Please Note : The positions have been given in increasing order of seniority with junior most position whilst DR being the senior most position.)

Only one person is senior than O. The one who is senior than O likes Hip Hop. Only two people are junior than R. M is junior than R and likes Electronica. M is not the junior most. Q is junior than the CM but senior than the one who likes Opera. The one who likes Opera is not the junior most. S likes classical. The one who likes Pop is senior than Q but not the ED. P does not like Pop and Q likes Jazz. 


53. As per the given arrangement, Q is related to Electronica and Q is related to Classical in a certain way. To which of the following is P related to in the same way ?


54. Who amongst the following works as a MG ?


55. Which of the following pairs represents the people who have less experience than N and more experience than M ?


56. Who amongst the following works as a TE ?


57. Which combination represents the position at which N works and the music genres that he likes ?


58. Which of the following music genres does 0 like?


Directions (59-64) :|~| Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and

Give answer :

(1) If the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.

(2)If the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.

(3) If the data either in statement I alone or in statement II are sufficient to answer the question.

(4) If the data even in both statements I alone II together are not sufficient to answer the question.

(5) If the data even in both Statements I and II together are necessary to answer the question.


59. How many people are standing between H and U in a straight line of 15 people [Note : All are standing in a straight line facing north.]?
I. M stands fifth from the left end of the line. H and K are immediate neighbours of M Only two people stand between Mand U.
II.B stands third from the right end of the line. Only six People stand between K and B. Only one person stands between H and K. K stands exactly between H and U.


60. How is B related to S ? I. N is married to T. B is the sister of N. T has only one daughter K. K is the grand daughter of S. II. N is the daughter of s, N is married to T. T is the only child of Z. B is the sister-in law of T.


61. Among people A. B. C. D. E and F. each having a different weight. who is the second highest? I. C is heavier than only two people. A is heavier than F but lighter than B. D is not the highest. II. F is lighter than only two people. C is lighter than F but heavier than D. A is lighter than only B.


62. How many people are standing in a straight line (Note : All are facing north)? I. U stands third from the left end of the line. U is an immediate neighbour of P and W. Only one person stands between W and T. Only two people stand to the right of W. II. S stands at extreme left end of the line. T stands to the extreme right end of the line. Only one person stands between S and U. Only one person stands between T and W.


63. How far is point M from point K ? I. Point D is 5m to the south of point P. Point M is 8m to the west of point D. Point S is 2.5m to the north of point M. Point O is 10m to the east of Point S. Point K is 2.5m to the south of point 0. II. Point K is 10m to the east of point M. Point U is 8m to the west of point M. Point D is to the east of M. Point M is the midpoint of the lines formed by joining points U and D.


64. Who among Meera, Jyoti, Pinki and Sadhana is the tallest ? I. Meera is not as tall as Pinki and Sadhana. II. Jyoti is taller than Sadhana.


Directions (65-69) :|~| Study the given information carefully to answer the given questions.
Eight people A, B, C, D, E, E G and H, live on eight different floors of building (but not necessarily in the same order).  The lowermost floor of the building is numbered one, the one above that is numbered two. and so on till the topmost floor is numbered eight. Each one of them plays a different game namely San Andreas, Roadrash,  Contra, Castlevania, Resident Evil, Tekkens, Dragon Quest and Metal Gear (but not necessarily in the same order).

G lives on an even numbered floor above the floor numbered two. Only three people live between G and the one who plays Roadrash. E lives immediately below the one who plays Roadrash.

Only two people live between E and the one who plays Tekken 3. C lives immediately above the  one who plays Tekken3. The one who plays San Andreas lives on an even numbered floor below C. Only two people live between the one who plays San Andreas and the one who plays Dragon Quest. The one who plays Metal Gear lives immediately below B. B neither lives on the topmost floor nor plays Roadrash. F lives on odd numbered floor but not on the lowermost floor. Only two people live between F and the one who plays Resident Evil. Only one person lives between D and the one who plays Castlevania. H lives immediately below the one who plays Contra. 


65. Which of the following games does D play ?


66. How many people live between G and the one who plays Contra?


67. Which of the following statement is TRUE with respect to the given information?


68. Who amongst the following live exactly between A and the one who plays Dragon Quest?


69. Four of the following five are alike in a certain way and so form a group. Which one of the following does not belong to the group ?


70.

Read the following information and answer the given question.
The man behind the revival of SpeedZet Automobiles, the CEO has decided to quit. I believe that the company will soon go into losses due to this decision, statement by a market analyst.
Which of the following statements appears to be the perception of the market analyst ?



Directions (71-72): |~|In these questions, statements followed by conclusions have been given. You have to take the given statements to be true even if they seem to be at variance, from commonly known facts and then decide Which of are given conclusions logically follows from the given statements disregarding commonly known facts.


71. Statements : Some flutes are guitars. No guitar is a piano. Some pianos are drums. All drums and violins.
Conclusions:


72. Statements: All pets are animals. All animals are reptiles. No animal is a bird. Some birds are insects.
Conclusions:


Read the following paragraph and answer the question which follows. Bookings for the dream project of Ashiana builders' new building are underway. The building for which construction is due to start next month has flats costing a minimum of Rs.80 lakhs. Bank B offers 100% loan scheme in which Rs.15 lakhs is provided by the bank at the start of construction, Rs.25 lakhs after one year of the start of construction work and Rs.10 lakhs every subsequent year till the completion of the project.


73. Read the following paragraph and answer the question which follows. Bookings for the dream project of Ashiana builders' new building are underway. The building for which construction is due to start next month has flats costing a minimum of Rs.80 lakhs. Bank B offers 100% loan scheme in which Rs.15 lakhs is provided by the bank at the start of construction, Rs.25 lakhs after one year of the start of construction work and Rs.10 lakhs every subsequent year till the completion of the project. Which of the following statements would prove that the bank's loan disbursement plan may be flawed in its approach? Cost of construction undertaken by Ashiana builders varies depending on the area and labour cost even within a city. Ashiana builders take a minimum of three years to complete a project by which time the entire payment must be made by the buyers. To purchase a flat from Ashiana builders it is mandatory to pay 75% of the entire amount before the Second year of start of Construction. Many banks do not offer flexibility in payment scheme if construction of a project does not near competition.


74. Which of the following expressions is true if the expression \( C \ge R = O \le S = T > M\) is definitely true?


Directions (75-80) : |~|Study the following information carefully to answer the given questions.

Ten persons from different companies viz. Indigo, Biocon, Nokia, Samsung, Havells, Amul, Tata, Vadilal, Flipkart and Cipla are sitting in two parallel rows containing five people each, in such a way that there is an equal distance between , adjacent persons. In row-1 G, H, I, I and K are seated and all of them are facing south. In row-2 U, V, W, X and Y are seated and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row. (All the information given above does not necessarily represent the order of seating as in the final arrangement)

K sits third to the left of the person from Biocon. V is an immediate neighbour of the person who faces K. The person from Havells sits to the immediate left of V.

Only two people sit between the person from Nokia and H. The person from Nokia is not an immediate neighbour of K. Only one person sits between the one who faces H and the person from Tata.

X sits second to the right of W. W does not sit at an extreme end of the line. The person from Cipla sits third to the left of the one who faces W.

U is an immediate neighbour of the person from Samsung. U is not from Tata. Only two people sit between the person from Amul and J. The person from Flipkart is an immediate neighbour of the person who faces the person from Amul. Only one person sits between the one who faces the person from Flipkart and I. Neither I nor U is from Indigo.


75. K is related to the person from Vadilal in the same way as W is related to person from Tata based on the given arrangement. To who amongst the following is, X related to. following the same pattern ?


76. Y is from which of the following companies ?


77. Who amongst the following faces the person from Vadilal ?


78. Which of the following is true regarding G ?


79. Who amongst the following sit at extreme ends of the rows ?


80. I is from which of the following companies ?


Directions (81-85) : |~| Study the following information to answer the given questions.
In a certain code, 'jo gi la sn' codes for 'highest' civilian award received
'tn la pb jo' codes for  'received for highest bravery'
'dc ab sn tn' codes for 'bravery award an honour'
'fq mz dc yd' codes for 'an army worth defense'
(All the given codes are two letter codes-only)


81. Which of the following may represent 'nights for civilian' in the given code language ?


82. Code for which of the following, Cannot be definitely known ?


83. What does 'ab' stand for ?


84. Which of the following is needed to arrive at a code for 'worth' ?


85. If 'received highest rainfall' is coded as 'oa la jo', then how will 'rainfall for agriculture' be possibly coded in the given code language ?


Directions (86-90) :|~| the following information to answer the given questions.

Seven flights are bound to fly to different cities viz. Dubai, Sydney, London, Paris, Zurich, Madrid and Rome from Monday to Sunday of the same week. Each flight departs at a different time viz. 4 pm, 5 pm, 6 pm, 7 pm, 8 pm, 9 pm and 10 pm in the night on their respective days. None of the information given is necessarily in the same order.

The flight to Dubai departs on Wednesday but neither at 5 nor at 8 pm. There is only one day between the flight to Dubai and the flight which departs at 10 pm. There are only three days between the flights which departs at 5 pm and the flight to Rome.

The flight which departs at 5 pm departs before the Rome bound flight. The flight which departs on Monday neither departs at 5 pm nor does it fly to Sydney.

The flight which departs on Saturday leaves at a time before the flight which departs on Tuesday (ie. if the Tuesday flight departs at 7 pm then the flight on Saturday departs at 6, 5 or 4 pm.) The flight to London departs on the day immediately before the day on which the 8 pm flight departs.

The flight to Paris departs at 7 pm. There is a difference of 2 hours between the Zurich bound flight and the London bound flight [i.e. if a London bound flight departs at 4 pm then the Zurich bound flight departs at either 2 pm or 6 pm on its respective day).


86. Which flight departs on the day immediately after the day on which the Paris bound flight departs ?


87. At what time does the Sydney bound flight depart ?


88. Which flight departs exactly 1 hour after the Sydney bound flight on its scheduled day ?


89. The Dubai bound flight reaches Dubai in 4 hours after its start. If the flight stops over at New Delhi at exactly half the total time, at What'time would the flight arrive in New Delhi ?


90. Which of the following flights departs at 10 pm ?


Directions (91-100) : Read the following passage carefully and answer the questions. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

Brazil does not look like an economy on the verge of overheating. The IMF expects it to shrink by 3% this year, and 1% next (The country has not suffered two straight years of contraction since 1930-31). 1.2 m jobs vanished in September, unemployment has reached 7.6%, up from 4.9% a year ago. Those still in work are finding it harder to make ends meet real (ie. adjusted for inflation) wages are down 4.3% year-on-year. Despite the weak economy, inflation is nudging double digits. The central bank recently conceded that it will miss its 4.5% inflation target next year. Markets don’t expect it to be met before 2019. If fast-rising prices are simply a passing effect of the Brazilian real (R$) recent fall, which has pushed up the cost of imported goods, then they are not too troubling. But some ‘economists have a more alarming explanation: that Brazil’s budgetary woes are so extreme that they have undermined the central bank's power to fight inflation-a phenomenon known, as fiscal dominance.

The immediate causes of Brazil’s troubles are external: the weak world economy, and China’s faltering appetite for oil and iron are in particular, have enfeebled both exports and investment. But much of the country’s pain is self-inflicted. The president could have used the commodity windfall from the first term in 2011-14 to trim the bloated state, which swallows 36% of GDP in taxes despite offering few decent public services in return. Instead handouts, subsidised loans and costly tax breaks for favoured industries were splurged on. These fuelled a consumption boom, and with it inflation, while hiding the economy’s underlying weaknesses: thick red tape, impenetrable taxes, an unskilled workforce and shoddy infrastructure. The government’s profligacy also left the public finances in tatters. The primary balance (before interest payments) went from a surplus of 3.1% of GDP in 2011 to a forecast deficit of 0.9% this year. In the same period public debt has swollen to 65% of GDP, an increase of 13 percentage points. That is lower than in many rich countries, but Brazil pays much higher interest on its debt. It will spend 8.5% of GDP this year servicing it, more than any other big country. In September it lost its investment-grade credit rating.

Stagflation of the sort Brazil is experiencing presents central bankers with a dilemma. Raising interest rates to quell inflation might push the economy deeper into recession; lowering them to faster growth might send inflation spiralling out of control. ‘ Between October last year and July this year, the country’s rate-setters seemed to prioritise price stability, raising the l benchmark Selic rate by three percentage points, to 14.25%, where it remains. The alluring real rates of almost 5% ought to have made the Brazilian Real attractive to investors. Instead, the currency has weakened and rising inflation despite higher interest rates, combined with a doubling of debt-servicing costs in the past three years has led to the diagnosis of fiscal dominance. The cost of servicing Brazil’s debts has become so high, that rates have to be set to keep it manageable rather than to rein in prices. That, in turn, leads to a vicious circle of a falling currency and rising inflation. There is no question. however, that Brazilian monetary policy is at best hobbled. State-owned banks have extended nearly half the country's credit at low. Subsidised rates that bear little relation to the Selic-at a cost of more than 40 billion R$ ($10 billion) a year to the taxpayer. As private banks have cut lending in the past year, public ones have continued to expand their loan books. All this hampers monetary policy and if left unchecked, this spurt of lending may itself threaten price stability. 


91. Choose the word which is most opposite in meaning to the word 'PASSING' given in bold as used in the passage.


92. Which of the following best describes the author's view of Brazil's banks?


93. Choose the word which is most opposite in meaning to the word SPURT given in bold as used in the passage.


94. Choose the word which is most nearly the same in meaning to the word FUELLED given in bold as used in the passage.


95. Which of the following describes the global perception of Brazil's economy?


96. Which of the following is the central idea of the passage ?


97. According to the passage, which of the following is/are a factor(s) that has/have impacted Brazil's economy ? (A) Weakening of Brazil's currency (B) Drop in demand for oil (C) Economic sanctions against it by the IMF


98. Which of the following is true in the context of the passage ?


99. What do the statements regarding Brazil's GDP, quoted in p the passage, convey?


100. Choose the word which is most nearly the same in meaning to the word CONCEDED given in bold as used in the passage.


Directions (101-105) : In these questions, read the sentence to find out whether there is any grammatical mistake/error. The error,  if any, will be in one part of the sentence. Mark the part with the error as your answer. If there is not error, mark 'No error' as your answer. (Ignore the errors of punctuation, if any)


101. The civic body has working/ towards ensuring zero waste dumping/ from fish markets by scientifically processing/ leftovers from these areas.


102. Scientists have created/ the blackest material ever made,/ Which is as dark that it can absorb/ almost all light that hits it.


103. The European Union is keen on/ seeking cooperation from/ Indian Universities in order to welcome/ more students to tap the resources available abroad.


104. The district police arrested/five students for alleged obtaining/admission to colleges/by producing fake documents.


105. With the new technique,/one person's appears seamlessly/on another person's face, even if the second/ person is not smilingly at all.


Directions (106-110) : Rearrange the following seven sentences (A), (B), (C), (D), (E), (F) and (G) in a proper sequence to form a meaningful paragraph, then answer the given questions. 
(A) Furthermore, many cities in China and India are continually modernizing their retail and distribution infrastructures, many market entry less complex than it would be in rural areas. 
(B) These companies feel that the capital base of these two countries isn’t sufficient for a credible entry or that their competitive environment is already too tough for new entrants. 
(C) The juice market, for instance, will grow more than three times as fast in Shanghai, alone as in all of Malaysia. 
(D) Instead, they should ascertain whether building a presence in only a few selected cities is feasible. 
(E) But companies shouldn’t dismiss these markets outright. 
Once, this feasibility is ensured, for specific product categories with low minimum scale requirements, even a limited entry in China or India can yield returns equivalent to countrywide coverage in other emerging economies, or higher. 
(F) Some companies have written off China and India as unrealistic , expansion opportunities.  


106. Which of the following should be the FIRST sentence after the rearrangement ?


107. Which of the following should be the SECOND sentence after the rearrangement ?


108. Which of the following should be the THIRD sentence after the rearrangement?


109. Which of the following should be the LAST (SEVENTH) sentence 112. after the rearrangement ?


110. Which of the following should be the FOURTH sentence after the 113' rearrangement ?


Directions (111-120) : In the following passage, there are blanks, each of which has been  numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. 

We have worked really ...(111)... on helping those at the very bottom, but is that enough? Imagine how different the world would be if the ...(112)... of much aid spending was not “ending $1.25 dollar-a-day poverty” but “...(113)... a fairer and more equitable world.” Inequality is about much more than income and that is why it is such a valuable ...(114).... If we took the wealth of the world’s richest and used it to double. treble or even quadruple the incomes of the World’s poorest ' three billion people would that be enough? It would make a big difference but those people would still be relatively poor and ...(115)... of better, fuller lives. Inequality, as a focal point for campaigns, ...(116)... us to accept and explain that building a better world is a slow and perennial ...(117)... Delivering a World where the quality of education, healthcare and national infrastructure available to every person is sufficient to bestow on them meaningful hope and ambition is hopefully the aim of “development”. It is not possible without ...(118)... inequalities. Goals and targets will help us to keep moving forwards but achieving them will not ...(119)... success, which is why ...(120)... its important role as an aspiration - we shouldn’t be so belligerent about zero poverty and especially about whether aid is the tool to get us there. 


111. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


112. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


113. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


114. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


115. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


116. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


117. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


118. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


119. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


120. Directions (111-115) : In the following passage, there are blanks, each of which has been 115numbered. Against each,' five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.


121. The 'Amer Palace' also known as the 'Amber Palace' is located in Amer, a town which is situated close to the Indian city of......


122. Domestically developed torpedo system dubbed as 'Valfajr' has recently been test fired at :


123. Non Banking financial intermediaries that provide services similar to traditional commercial banks outside the regulatory control of the central banks known as the..


124. According to Census 2011, the total number of working children in the age group of 5-14 years in the country was found to be around...............


125. The 'Harmandir Sahib' also known as Darbar Sahib is a holy sikh Gurudwara located in the city of......


126. The ratio of deposits in current and savings account to total deposits of a bank is known as......


127. The 'Shishu Scheme' under the Pradhan Mantri MUDRA Yojana (PMMY) offers maximum loan upto :


128. The term SWIFT is Used in financial world. The alphabet 'S' in the abbreviation SWIFT stands for :


129. Malabar 2015' was a high end War fighting naval exercise which was recently conducted by the navies of India. USA and...


130. Ahhishek Verma' has recently won India's first world cup in........


131. The 2015 National Prize for economics has been conferred upon :


132. The foundation stone of India's first dedicated mobile manufactured electronics cluster has recently been laid at :


133. The winner of the 2015 Denmark Open Badminton women's single title is...


134. According to Reserve Bank of India (RBI] guidelines, payment banks are not permitted to :


135. The Aadhaar based 'digital-life certificate for pensioners is known as the......... .


136. IDF is a debt instrument set up by the finance ministry in order to channelize long term funds into infrastructure projects which require long-term stable capital investments. The alphabet F in the abbreviation IDF stands for.........


137. The largest producer of coffee in the world is .


138. South Asian Rugby 7' championShip 2016 shall be held In :


139. The HRIDAY scheme has been launched by the government of India in January 2015 with the aim of holistic development of :


140. The interest rates on the Senior Citizens Savings Scheme (SCSS) for the financial year 2015 2016 has been enhanced to.....,


141. According to the regional Rural (amendment) act 2015 the cap on authorised capital of RRBs has now been raised from Rs.5 crore to :


142. The 'Tansen Sangeet Samaroh' is a four day musical extravaganza organised every year in the month of December by the Government Of Madhya Pradesh in Behal village of..........


143. Hindustan Antibiotics Limited [HAL] is the first public sector drug manufacturing company set up by the Government of India in :


144. The term which is used to describe a situation of decrease in the general price of goods and Services is :


145. External Affairs Minister Shrimati Sushma Swaraj recently visited Berlin, the capital of .....


146. The World Intellectual Property Organisation (WIPO) is one of the specialised agencies of the United Nations. It is headquartered in.....


147. The capital of the Indian state of Chhattisgarh is :


148. The 'Alps' are the highest and most extensive mountain ranges in Europe. The highest mountain peak in the Alps is.........


149. Samvidhan Divas' the Indian Constitution Day is observed on :


150. Recently, the Government of India has declared that ........... will be celebrated as Good Governance day, every year.


151. The first ATM was set up in Mumbai in 1987 by ......


152. All those persons who are engaged in selling or marketing mutual fund products are required to obtain certification from .......


153. Union Bank of India is one of the major Public Sector Banks in India. It is headquartered in :


154. PM Shri Narendra Modi recently . (October, 2015) laid the foundation of the new capital city of the Indian state of....


155. Security Printing and Minting Corporation of India Limited , (SPMCIL) has four mints in India. These four government mints are situated in....


156. A 'cover note' is the first legal document that is issued in lieu of :


157. In order to sign up for your recently launched Digital Locker (DIGILocker) by Government of India, one needs to have a mobile phone number linked to a.....


158. Union Home Minister Rajnath Singh recently inaugurated the 'Indian Police Foundation (IPF) and the 'Indian Police Institute (IPI) in.....


159. The installation of 'Talking ATMs' is aimed at making ATMs ' friendly for....


160. The online fashion portal 'www.abof.com' has recently been launched by....... Other than those given as options


161. The Harvard Foundation's 2015 Humanitarian of the Year Award has been conferred upon :


162. Which of the following is a skill development scheme to help minority youth ?


163. India's first private Greenfield Airport has recently commenced commercial operations at. . . . . . . ..


164. The host country of the Commonwealth Heads of Government Meeting 2015 (CHOGM 2015) is :


165.

The author of book 'The Inheritance of Loss' which has won a number of awards since its publication in 2006 including the Man Booker Prize is.........



166. The present day Indian State of Karnataka was originally known as the.........


167. Which of the following stock exchanges with a median response time of 6 micro seconds is now considered as the world's fastest stock exchange ?


168. Brijmohan Lall Munjal' who recently passed away at the age of 92 was the founder of ..................


169. The interdisciplinary research centre 'National Chemical Laboratory' (NCL) is a constituent member of the CSIR. It is situated in .........


170. Pakistan has recently signed a major agreement to build a 1,110 km gas pipeline from Lahore to Karachi with an investment of USD 2 Billion from .........


171. The 'Financial Stability Report' is issued on a half-yearly basis by :


172. The first individual to have received the 'Bharat Ratna' posthumously was ........


173. The 'Ravi' is a transboundary river flowing through North western India and .....


174. Who amongst the following is the present Captain of the Indian Women's National Hockey Team?


175. The famous 'Haji Ali Dargah' is a mosque and Dargah (tomb) located on an inset off the coast in .......


176. The Minimum Permissible Investment in the Sovereign Gold Bonds 2015' is 2 gm and the maximum buying limit is :


177. Which of the following former Governors of the Reserve Bank of India has also served as the parliamentarian :


178. The 7500 tonne guided missile destroyer INS Kochi packed with Weapons and sensors which was Commissioned on September 30, 2015 ?


179. The 'Sunderbans' is a National ' Park and a World Heritage Site, is Situated in the Indian state of :


180. According to a recent survey conducted by the World Economic Forum (WEF), the most admired personality globally is......... ,


181. The Asian Development Bank (ADB) is a regional development bank established in 1966. It is headquartered in .......


182. Which of the following is the minimum lending rate which the banks can charge their customers ?


183. The segment of money market which pertains to day-to-day funds requirements of the bank is known as.........


184. Telecommunication Service Provider 'Reliance Communications (RCOM)' has recently (November, 2015) announced the takeover of the Indian wireless business of :


185. Rajiv Gandhi International Airport' serves the metropolis of :


186. The 'Bank Rate' is periodically announced by the ...........


187. Nuakhai' or 'Nuankhai' is an important agricultural festival mainly observed by people in the Indian state of ........


188. According to the India Tourism Statistics at Glance 2014' report released by the Ministry of Tourism, India's position in the world in terms of International Tourists arrival is .........


189. Which of the following is a credit information company in India ?


190. The newly launched PMKSY scheme with an allocation of Rs.50,000 crore spread over a period of five years, aims to achieve a holistic development of .......


191. The term 'Abenomics' refers to economic policies advocated by Shinzo Abe, the Prime Minister of :


192. The Urban Housing Mission 'ABBAS' which aims to provide affordable housing to economically weaker section of society by the Government of State was recently launched by the Indian State of ........


193. The European Union Prestigious Sakharov Prize for Freedom of Thought has recently been won by Raif Badami of :


194. The Annual Insurance Premium (per member) under the PMJJBY Scheme is a :


195. The Indira Sagar Dam is a multipurpose project on the ........... river in the Indian State of Madhya Pradesh.


196. A fraudster calling a customer posing as a bank executive or an official from the Reserve Bank of India for recollecting private information for identity theft is termed as.........


197. The theme of the 19th International Children's Film Festival of India 2015 (ICFFT) held in Hyderabad was


198. The facility wherein account holders name a person to whom the money lying their account should be given in the event of their death is known as :


199. Which of the following taxes has been abolished as per budget, 2015 ?


200. The Mobile Wallet services 'M-Pesa' has been introduced by Vodafone in partnership with :